Yes. Northlight Mental Health is in network with several major insurance providers in Minnesota, including HealthPartners, Blue Cross Blue Shield, United Healthcare, Medica, Aetna, and Cigna. We also work with some smaller regional plans. Coverage can vary by plan, so we’re happy to help verify your benefits.
Most insurance plans include coverage for mental health services, including therapy. Your specific benefits depend on your plan details, such as deductibles, copays, and coinsurance. Before your first appointment, we can help you understand what your plan covers and what your out-of-pocket cost may be.
Yes. Many insurance plans cover telehealth therapy similarly to in-person sessions. Our therapists provide secure, HIPAA-compliant telehealth services to clients located in Minnesota, and insurance coverage often applies to these visits.
If you’re unsure whether your plan is in network, we encourage you to contact us. Insurance networks can vary by employer and plan type, and we’re happy to check your benefits or help clarify your coverage.
If we are not in network with your insurance plan, you may still have options. Some clients use out-of-network benefits or choose to pay privately and submit claims for reimbursement. We can provide documentation if your insurance plan allows this.
Most insurance plans do not require a referral for outpatient mental health therapy, but some plans do. This depends on your specific insurance policy. If a referral is required, your insurance company can confirm that information.
Getting started is simple. Contact our office to request an appointment, and we can help verify your insurance benefits before your first session. Our goal is to make the process as clear and straightforward as possible so you can focus on your care.